Tools
Free tools to help you plan and make informed decisions. All calculations run in your browser—we don't store any of your data.
Mortgage Affordability Calculator
Estimate how much you could borrow for a mortgage based on your income, debts, and deposit. Uses standard UK lending criteria.
Stamp Duty Calculator
Calculate the Stamp Duty Land Tax (SDLT) you'll pay on a property purchase in England or Northern Ireland.
Pension Growth Calculator
Project your pension pot at retirement based on your contributions and expected investment growth.
Budget Planner
Track your monthly income against your expenses to understand your cashflow and savings rate.
Financial Terms Glossary
A searchable A-Z of UK personal finance terms. Understand the jargon behind mortgages, pensions, tax, and more.
Privacy by Design
All our tools run entirely in your browser. We don't send your inputs to any server, and nothing is stored. When you close the page, your data is gone.